Loan Payments Hard To Manage?

Pay less for loans and save money with United Credit Union. Where Borrowers become Savers.


Member Services:

Savings, secured and unsecured personal loans, debt consolidation, car loans, mortgages and competitive term deposit rates.

Check this out! Approximate weekly loan repayments with UCU.

Unsecured Loan Term Weekly Payments Unsecured Interest Rate Total Interest Paid
$2,500 18 Months About $36 13%-15% $256-$296
$5,000 24 Months $55-$56 13%-15% $685-$795
$10,000 48 Months $62-$64 13%-15% $2,837-$3,313
$15,00 60 Months $79-$83 13%-15% $5,418-$6,343


NB: Loans are subject to meeting our lending critieria and turning borrowers into savers policy

UNITED CREDIT UNION New Zealand Wide Services

  • Competitive Personal Savings Accounts and Term Deposits.
  • Personal Loans - including, loans for debt consolidation, holidays, home improvement activities, and assisting family member. Plus much more.
  • Home Loans and Mortgages.
  • AccessDebt MasterCards and AccessCards.

You can join and take advantage of our great rates, by simply downloading and returning a fully completed Membership Application Form. Learn more about our great services and rates and how we can help you with your personal loans and savings:

Visit our website WWW.UCU.CO.NZ or Contact Us  Mon–Fri 8.30am - 4.15pm on 0800 800 143


United Credit Union is not a registered bank. Members’ shares are secured by a first ranking registered Trust Deed.  United Credit Union is exempt from the requirement to have a credit rating. As such, the creditworthiness of United Credit Union is  not rated by a rating agency approved by the Reserve Bank of New Zealand under section 157J of the Reserve Bank of New Zealand Act 1989.